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HOME PURCHASE · GET PRE-APPROVED · 150+ LENDERS

Let's Find the Loan
That Finds You Home.

Buying a home should feel exciting, not overwhelming. Start with a pre-approval, and I'll match you to the right loan from 150+ lenders, then walk with you to the closing table.

150+
WHOLESALE LENDERS
1
BROKER IN YOUR CORNER
$0
COST TO GET STARTED

I'm Brighton Truax, a broker, not a banker. A bank can only sell you its own loans. I shop 150+ lenders to find your best fit, whether that's conventional, FHA, VA, or something built for the self-employed. Clients are friends, and I treat buying a home like I'd want mine treated.

WHY WORK WITH A BROKER

More Options. Better Fit. Less Stress.

One application, many lenders competing for your loan. That's the broker advantage.

150+ LENDERS, ONE YOU

I shop your file across a huge network so you're not stuck with a single bank's rates and rules.

SHARPER PRICING

More competition for your loan often means a better rate and lower costs than going direct.

EVERY LOAN TYPE

Conventional, FHA, VA, jumbo, bank-statement. I match the program to your situation, not the other way around.

A REAL HUMAN GUIDE

You get me on the phone, not a call center. I explain every step so nothing feels like a mystery.

BUILT FOR FIRST-TIMERS

Never done this before? Perfect. I'll walk you through pre-approval to keys, plain and simple.

FAST PRE-APPROVAL

A strong pre-approval makes your offer stand out. We can get you ready to shop quickly.

HOW IT WORKS

From Pre-Approval to Keys

Four steps, and you're never doing any of them alone.

1 · GET PRE-APPROVED

We review your income, credit, and goals, then issue a pre-approval so you know your budget and can shop with confidence.

2 · FIND YOUR HOME

Make offers backed by a solid pre-approval letter. Sellers take you seriously, and so do their agents.

3 · LOCK YOUR LOAN

Once you're in contract, I shop lenders, lock your rate, and handle the paperwork while keeping you in the loop.

4 · CLOSE & GET KEYS

We coordinate the final details, you sign, and the home is yours. That's the part everyone loves.

Ready to know your number? A pre-approval takes less than you'd think. Let's start today.

FIND YOUR FIT

Popular Purchase Loans

Not sure which one's right? That's my job. Here are the most common.

CONVENTIONAL
AS LITTLE AS 3% DOWN

Great credit and steady income? Conventional loans offer competitive rates and flexible terms, sometimes with just 3% down.

FHA
FIRST-TIME FRIENDLY

Lower down payment and flexible credit, a strong on-ramp for first-time and credit-building buyers.

VA
FOR THOSE WHO SERVED

$0 down and no monthly mortgage insurance for eligible veterans, active duty, and surviving spouses.

GET ANSWERS NOW

Not Sure Where to Start?

Tell me a little about what you're looking for and I'll point you to the right first step. No obligation, ever.

Ready to Use What You Earned?

Start your application in minutes, or reach out and we'll walk through it together. Clients are friends here. There's no pressure, just answers.

START MY VA APPLICATION
$0 DOWN NO PMI NO OBLIGATION

GET IN TOUCH

Let's Get You Pre-Approved

Take the first step toward financing that works for you.

📧 btruax@westcapitallending.com
📞 (714) 909-2494
📍 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
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