CONVENTIONAL LOANS · AS LITTLE AS 3% DOWN · NO UPFRONT MIP
Strong credit and steady income unlock some of the best terms in the market. I shop your conventional loan across 150+ lenders so you keep more of your money.
I'm Brighton Truax, a broker, not a banker. Conventional is the most common loan for a reason, but rates and fees swing a lot from one lender to the next. I put 150+ lenders in competition for your file so you land the sharpest deal. Clients are friends here.
For qualified buyers, it is flexible, competitive, and built to reward strong credit.
Qualified buyers, including many first-timers, can put down as little as 3% on a primary residence.
Unlike some loans, private mortgage insurance falls off once you reach enough equity, so it is not forever.
The better your credit and down payment, the better your pricing. Conventional lets your profile work for you.
Use it for your main home, a vacation property, or an investment property, with terms to match each.
Conforming and high-balance options cover most price points, with jumbo available when you need to go bigger.
Lock a steady payment for the life of the loan, or start lower with an adjustable rate. Your call, your strategy.
It tends to be the best value for buyers with their financial ducks in a row.
Good to great credit usually earns the most competitive conventional pricing available.
Documentable W-2 or self-employed income that supports the payment makes approval smooth.
Plan to build equity? Conventional PMI can be removed later, unlike some government loans.
Conventional is one of the cleaner paths to financing a second home or rental property.
Not sure whether conventional or FHA saves you more? That is exactly the math I will run with you, free.
Buying or refinancing, there is a conventional path for it.
The everyday loan for buying a primary home, second home, or rental, with as little as 3% down for qualified buyers.
Refinance to a lower rate or shorter term to cut your payment or pay the home off faster.
Turn built-up equity into cash for renovations, debt payoff, or your next move, all in one new loan.
Wondering how much down you need or what rate your credit might earn? Reach out and I will give you a straight answer, no pressure.
Start your application in minutes, or reach out and we'll walk through it together. Clients are friends here. There's no pressure, just answers.
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Take the first step toward financing that works for you.