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HOME EQUITY LINE OF CREDIT  ·  FUNDED IN DAYS

Unlock up to

$750K

of your equity in days, not months.

Remodel, consolidate high-interest debt, or invest. Tap the equity you've already built without the long bank runaround.

Checking what you qualify for won't touch your credit. A hard pull only happens if you decide to move forward.

NO TAX DOCS
Bank-statement friendly
NO APPRAISAL
Automated valuation
5
CLOSE IN 5 DAYS
Funding in 5–7 days
660+ FICO
Fixed-rate options

WHY THIS HELOC

Fast money, on your terms

The same program from the 5-Day HELOC flyer — built for homeowners who want their cash quickly and without the usual friction.

SPEEDFast funding in 5–7 days — not months
RATEFixed-rate HELOC available
PROPERTY2nd homes & rentals OK
CREDITNo hard inquiry to check eligibility
VALUENo appraisal required
FLEXNo prepayment penalty
SIZELoans up to $5M+ available
USERemodel, consolidate debt, or invest

NO SURPRISES

Checking won't touch your credit

Getting started just shows you what you qualify for — it's a soft check, so your score isn't affected. A hard credit pull only happens if you choose to move forward with the loan.

You stay in control the whole way. Look at your numbers first, then decide.

START YOUR APPLICATION

Pick how you'd like to begin

Two trusted ways to start — both let you see your options with no impact to your credit. Choose the one you like, or call me and I'll point you the right way.

OPTION A

Figure

Fast, fully digital home equity line. Most people see their rate in minutes and can fund in days.

  • 100% online, mobile-friendly
  • Fixed-rate HELOC
  • Funding in as little as 5 days
OPTION B

NFTY HELOC

A second-lien home equity line that lets you keep your low first mortgage rate while tapping your equity.

  • Keep your existing first mortgage
  • Quick online sign-up
  • Check options with no credit impact

Either path starts with a soft check only. You'll see what you qualify for before any hard credit pull, and a hard pull only happens once you decide to move forward.

Not sure which is right for you?

714-909-2494

Call or text “HELOC” — I'll walk you through it. No obligation.